Equipment Financing

Thinking to purchase new equipment for your business but not enough funding available? Why not use equipment finance for your business and own the assets straight away and pay it off over a time period.

Want to know more about Equipment Financing for your business? Click on the link below.

Things to Look for When Organising an Invoice Debtor Finance Solution for Your Business:

Why Choose Equipment Financing for Your Business?

Preserve Your Working Capital – Financing your business equipment lets you to use your working capital in other areas of your business.

Smart Planning – Equipment is usually financed at a fixed interest rate, with all payments during the term of the agreement known in advance.

Keep Your Assets Current – Equipment finance can offer you the means to make sure you have the latest equipment you require for your business.

Flexibility in Financing – Combine your debtor finance and equipment finance facilities for additional flexibility and to allow for even more working capital to be raised.

Most Equipment Finance Companies can finance both new and old equipment and provide Secured Loan Agreement (Chattel Mortgage) and Rental (Operating Lease). This includes sale back of owned or partially owned equipment, private sales and mid-term refinancing.

Generally, the equipment financing loans range from $20,000 to $600,000.

The Equipment Financing Fees depends on a variety of factors such as new or used equipment and loan period. It is better to get in touch with your preferred equipment finance company to find out more or use the links this page finds the best equipment financing company in Australia.

Major Debtor Finance Companies in Australia

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Find out more about Equipment Financing

Who can apply for invoice debtor finance?

Any Australian business with an ABN
Your business is selling to other businesses
Sales invoices which take longer than 15 days for payment from customers
If your business needs funding for cash flow or growth

What invoices can be used for invoice finance?

If your business raise invoices to other businesses on standard trade credit terms, those invoices can be considered for funding. Generally, invoices to private individuals are not suitable for this type of finance.
Sales invoices older than 90 days cannot be funded through debtor finance.
Invoices must relate to goods delivered and/or services fully completed. Milestone invoices and progress claims are not suitable.

Do you need to send in all invoices?

Generally, there is no need to send invoices. However, some type of invoices may be removed from the arrangement by invoice debtor finance company.

How soon will the cash be in your business bank account?

Once the debtor finance facility is approved, the Invoices your business submit are processed on the same day and approval is usually given within 24 hours to enable you to draw down from your account.

Can a debtor finance company help businesses which are not performing very well?

Generally, yes. Most of the invoice debtor finance companies in Australia understand that businesses experience cashflow problems along the way. Call to see if the debtor finance company can fulfil your needs.